Small Business Loans

Fast and Easy Process


Our proprietary technology cuts the loan application process from months to minutes, saving you time and money.


Our rates are cheaper than other alternative lenders and we will never penalize you for prepayment.

Small Business Loans Features

Small Business Loans More Info


  • Online Application (Apply in less than 10 minutes)
  • Considers the Big Picture – Values cash flow and reputation, not just credit score
  • Same-Day Approval (Over 80% get approved)
  • Fast Funding (As early as 48hrs)
  • Flexible Terms (3 to 24 months)
  • Fair and Transparent Cost – Get an offer custom to your business
  • No Prepayment Penalty – (Pay early and save at any time)
  • Expert Support
  • Builds Business Credit

APPLY ONLINE IN MINUTES You’ll share some basic information about you, your business, and its financial performance.

GET AN INSTANT DECISION We’ll automatically review your information and let you know if you qualify.

GET YOUR FUNDING You can receive funding as soon as the next business day.

Contact your local CFF Centre for more information.

Small Business Loans FAQ’s

Q. What types of small businesses can get a loan?

A. We support Canadian businesses across industries ranging from retailers and restaurants to manufacturers and media agencies. It is likely you operate in an approved industry, but speak with your CFF representative to confirm your eligibility.

Q. Is my business eligible to apply?

A. The minimum requirements are a 610 personal credit score, $100k in annual revenue, and 1 year in operation.

Q. How much can I borrow?

A. Our loans range from $5,000 to $150,000. If you require additional capital we suggest speaking with your CFF representative to explore your options.

Q. What can I use my loan for?

A. You can use your funding for anything you need to grow your business. Common reasons include purchasing new inventory or equipment, remodeling, relocating, investing in additional marketing, hiring staff, refinancing debt, and simply helping with cash flow.

Q. How fast can I get funding?

A. Apply for a small business loan today and you can receive your funds in as fast as 48 hours.

Q. What will my interest rate be?

A. Lendified’s advanced technology will calculate an offer unique to your business profile. You may see a lower rate on traditional bank loans; however, we offer a much simpler and faster financing process and are cheaper than other alternative lenders.

Q. What are Lendified’s fees?

A. We pride ourselves on being transparent in how we conduct business so there are no “hidden” fees or costs. We do charge a one-time origination fee to cover the costs associated with assessing, delivering and servicing your loan. This fee ranges from 1% to 5% depending on the risk profile of your business.

Q. Are Lendified loans secured?

A. Lendified loans do not require you to provide collateral. However, all loans have a general security interest on the business which is registered under the PPSA (“Personal Property and Security Act”) and backed by a personal guarantee. This will not affect any current security assignments you may have in place.

Q. How do I make payments?

A. We have simplified the process so bi-weekly payments are automatically drawn from your company bank account. You can also make manual payments at any time.

Q. Is it secure?

A. As a leading financial technology company in Canada, we take security very seriously. We process your application through a safe and secure environment that protects your personal and business information.

Small Business Loans Apply Now